Cookie Policy

What Are Cookies and Tracking Technologies?

Cookies are small text files stored on your device when you visit our website. Think of them as digital breadcrumbs that help us remember your preferences and improve your experience on groupnuvexia.com. We also use similar technologies like web beacons, pixels, and local storage to gather information about how you interact with our retirement planning platform.

These technologies work behind the scenes to make your visits more efficient and personalized. For instance, when you log into your account, cookies remember your login status so you don't have to enter your credentials every time you navigate to a new page. They also help us understand which retirement planning tools you find most useful.

Types of Tracking Technologies We Use

We categorize our tracking technologies into four main types, each serving specific purposes to improve your experience with our retirement planning services:

How Tracking Enhances Your Experience

Our tracking technologies work together to create a seamless retirement planning experience. Here's how they specifically benefit you as a user of groupnuvexia.com:

Personalized Planning Tools

When you use our retirement calculators, cookies remember your inputs and assumptions. This means you can return to your calculations later without starting over, and we can provide more accurate projections based on your specific situation.

Progress Tracking

Our tracking systems monitor your progress through different stages of retirement planning. Whether you're just starting to explore your options or fine-tuning your strategy, we can show you relevant next steps and resources tailored to your journey.

Enhanced Security

Security-related cookies help protect your account by detecting unusual activity patterns and ensuring that sensitive financial information remains secure during your sessions on our platform.

• Automatic logout after periods of inactivity
• Detection of suspicious login attempts
• Secure transmission of financial data
• Protection against cross-site request forgery
• Encryption of sensitive form submissions

Data Retention and Storage

Different types of cookies and tracking data are retained for varying periods based on their purpose and legal requirements. Here's a breakdown of our retention schedule:

Cookie Type	Retention Period	Purpose
Session Cookies	Until browser closure	Maintain login status and form data
Preference Cookies	12 months	Remember your settings and preferences
Analytics Data	26 months	Website performance and user behavior analysis
Marketing Cookies	13 months	Targeted content and advertisement delivery

We regularly review and purge expired data to ensure we only retain information that serves a legitimate purpose for improving your retirement planning experience.

Managing Your Cookie Preferences

You have several options for controlling how cookies and tracking technologies work on your device. While essential cookies cannot be disabled without affecting website functionality, you can manage other types according to your preferences.

Browser Settings

Most web browsers allow you to control cookies through their settings. You can typically choose to accept all cookies, reject all cookies, or be notified when cookies are being set. However, please note that blocking certain cookies may limit your ability to use some features of our retirement planning platform.

Mobile Device Controls

If you're accessing groupnuvexia.com through a mobile device, you can usually manage tracking preferences through your device's privacy settings. Both iOS and Android devices offer options to limit ad tracking and manage app permissions.

• Clear existing cookies from your browser or device
• Set your browser to reject third-party cookies
• Enable "Do Not Track" signals in your browser
• Use private or incognito browsing modes
• Install browser extensions that block tracking

Third-Party Services and Tracking

groupnuvexia works with carefully selected third-party service providers to enhance our retirement planning platform. These partners may also use tracking technologies when you interact with their services through our website.

Analytics Partners

We use analytics services to understand how users interact with our retirement planning tools. These services may set their own cookies and collect data about your browsing behavior, which helps us improve our website's performance and user experience.

Payment Processing

When you make purchases or payments through our platform, third-party payment processors may use tracking technologies to prevent fraud and ensure secure transactions. This data is handled according to their privacy policies and industry security standards.

We require all third-party partners to maintain appropriate data protection standards and to use any collected information solely for the purposes of providing services to groupnuvexia and our users.

Updates to This Policy

We regularly review and update our cookie policy to reflect changes in technology, legal requirements, and our business practices. When we make significant changes, we'll notify you through our website or by email if you have an account with us.

The date at the top of this policy indicates when it was last updated. We encourage you to review this policy periodically to stay informed about how we use tracking technologies and how you can manage your preferences.

As we continue to enhance our retirement planning services, we may implement new tracking technologies or modify existing ones. Any changes will be designed to improve your experience while maintaining appropriate privacy protections.